Understanding Insurance

Wondering if your healthcare insurance covers home delivery of medical supplies?

Navigating the insurance maze can be confusing and frustrating. CCS Medical is here to help. Insurance is our specialty! We are a participating Medicare provider. And we accept Medicaid in most states, as well as most major medical insurance plans.

To help minimize upfront and out-of-pocket expense, CCS Medical will process your claims.

  • We verify and coordinate your benefits - both primary and secondary insurance.
  • We review your insurance options to find the most savings.
  • And we handle ALL the paperwork - including Medicare, Medicaid and commercial or private plans - to help ensure you receive your full benefits.

Get started with CCS Medical today! For complimentary insurance verification, call 1.888.MEDICAL (633.4225)

View the FAQs

Medicare

Medicare is healthcare insurance provided by the federal government for:

  • People who are 65 and over
  • People of any age who have certain long-term disabilities
  • People of any age who have chronic health problems that require treatment to maintain their current condition or to slow or prevent their condition from getting worse.

Medicare consists of four parts:

  • Part A - Hospital Insurance that covers inpatient hospital stays, care in a skilled nursing facility, hospice care and some home health care.
  • Part B - Medical Insurance that covers certain doctor's services, outpatient care, medical supplies, and preventive services.
  • Part C - Medicare Advantage Plans that provide commercial insurance coverage from private managed care companies (such as HMOs or PPOs) which provide all the Part A and Part B coverage and often offer prescription drug coverage.
  • Part D - Prescription Drug Coverage from commercial insurance plans that is added to Original Medicare, as well as to some private company managed care plans (such as HMOS or PPOs).

When people first become eligible for Medicare, they make a choice of services. However, each year they can review their health and prescription needs and switch to a different plan if they choose. For questions about Medicare: www.medicare.gov or 1.800.MEDICARE (1.800.633.4227).

Medicaid

Medicaid is healthcare insurance, based on need and administered by state governments, according to federal requirements, generally for:

  • People with low income
  • People who have certain disabilities and cannot afford to pay for medical supplies and services, nursing homes costs or personal care services.

For questions about Medicaid, visit www.medicaid.gov Under the "Medicaid" tab, click on "By State" to see eligibility levels and enrollment information by state.

Commercial Plans

A commercial plan is healthcare insurance provided by private insurance firms for:

  • Employees of a company or members of an organization who typically pay a portion of the insurance premiums.

  • Individuals who purchase a plan directly from an insurance agent, broker or insurance carrier.

Coverage offered by these plans varies widely and can include provisions for disability income, as well as covering medical expenses including doctor services and medical supplies.